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Financial Advice and Support

Navigating the financial implications of a bereavement can be challenging, especially during an already difficult time. Understanding the financial support available and where to seek advice can help ease some of the burdens. Below is a comprehensive guide to financial assistance and advice services available in the UK, along with their contact details.

Bereavement Support Payment

The Bereavement Support Payment is a government-provided financial benefit available to those who have recently lost a spouse or civil partner. It consists of a lump sum payment followed by monthly instalments, depending on your situation.

  • Eligibility

    You must be under State Pension age and your partner must have paid National Insurance contributions for at least 25 weeks.

Contact

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Funeral Expenses Payment

For those on a low income or receiving certain benefits, the Funeral Expenses Payment can help cover the costs of a funeral. This payment can help with burial or cremation fees, death certificates, and travel to arrange or attend the funeral.

  • Eligibility

    You must be responsible for funeral costs and be receiving certain benefits like Universal Credit, Income Support, or Housing Benefit.

Contact

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Pension Credit Bereavement Payment

If you or your partner were receiving Pension Credit, you may be entitled to additional financial help after your partner’s death. This could include a one-off payment or ongoing financial  support

Contact

Charitable Support

Several charities in the UK provide financial support and advice to those facing financial hardship due to a bereavement.

Turn2us

Turn2us is a national charity that helps people in financial need gain access to welfare benefits, charitable grants, and support services. They offer an easy-to-use online benefits calculator and grant search tool.

The Money Advice Service

The Money Advice Service provides free and impartial advice on managing money, dealing with debt, and planning for the future. Their website offers tools and resources for those dealing with the financial aftermath of a bereavement.

StepChange Debt Charity

StepChange offers free debt advice and solutions to help you manage your finances after a bereavement. They can help you create a budget, deal with creditors, and explore options like Debt Management Plans

Bereavement Support from Cruse Bereavement Care

In addition to emotional support, Cruse can provide guidance on financial issues that may arise after a death, including benefits and financial planning.

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Local Authority Support

Your local council may offer additional support services, including help with funeral costs or emergency grants. Contact your local authority to find out what assistance is available in your area.

  • Find your local council

    gov.uk/find-local-council

Citizens Advice Bureau (CAB)

The Citizens Advice Bureau offers free, confidential, and independent advice on money, legal, and other problems. They can help you navigate benefits, financial support, and your rights following a bereavement.

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National Bereavement Service

The National Bereavement Service provides free and confidential advice on all aspects of bereavement, including practical and financial matters.

Seeking Financial Support

It’s important to explore all available options when seeking financial support after a bereavement. Don’t hesitate to reach out to the above resources for help navigating these challenging times. Whether you need assistance with immediate expenses or longer-term financial planning, there is support available to help you manage and overcome the financial impact of losing a loved one.